Dear Mr Hay, Thank you for taking the time to provide feedback. I am very sorry that the experience you have had with our branch has resulted in you being disappointed. Although it is stated on our Terms of Business that both Marketing and Commission fees are subject to VAT, our team will ensure that going forward this is highlighted verbally at time of instruction in addition to the information provided on the written paperwork. I appreciate that you and Mark have already spoken but, should you wish to discuss this further, please do not hesitate to contact me. Yours sincerely, Siobhan Cox