I will leave this service as there was no point for paying the "Plus" package for this. They refused my claim this year, didn't even want to pay my theft damage for my bike so this is just a waste of...
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James Marsh
Bikmo
8 months ago
Thank you for taking the time to share your feedback. We’re sorry to hear that you’re disappointed with the outcome of your claim, we understand how frustrating it is when a claim isn’t approved.
Your claim was reviewed in line with the terms of your policy. In this case, the claim couldn’t be accepted for two key reasons:
Your bike was unfortunately left unlocked while unattended in a public place. Our policies require bikes to be secured with an approved lock whenever left unattended away from home. This is a core condition of theft cover, and without a lock in place, we’re unable to provide protection.
We also found that the bike was being used for food delivery work at the time. The policy specifically excludes commercial use, meaning cover does not apply if the bike is used for courier or delivery services.
We appreciate this isn’t the outcome you were hoping for, but we have a responsibility to apply the policy terms fairly and consistently for all customers. If you have any questions or would like help finding the right policy for your needs in the future, we’d be happy to assist.
Team Bikmo
Had the free insurance for 2 weeks with bike purchase. Way overpriced at time to sign up and pay. Ended up going with cycleplan for less than a 3rd of the bikmo price and with more cover.
James Marsh
Bikmo
8 months ago
Thank you for sharing your feedback. We’re sorry to hear that our pricing didn’t meet your expectations after your free cover period.
We’re glad you’ve found a policy that works for you, and if you ever decide to take another look at Bikmo in the future, we’d be happy to help you explore the best cover for your needs.
Ride safe,
Team Bikmo
Competitive priced insurance for our two bikes and very helpful response to questions via email
James Marsh
Bikmo
8 months ago
Thank you for the positive feedback. We're pleased to hear that the team was able to respond to your questions, please don't hesitate to reach out if you ever need any additional support.
Ride safe,
Team Bikmo
Cycle insurance you can trust whether you ride trails, tarmac or towns. Sportive, kit and accessory cover as standard. Comprehensive cover from £3.73/month.
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We verify that reviews are from genuine customers by matching them to a sale or transaction. People are only invited to leave a review after purchasing from the business.
Cycle insurance you can trust whether you ride trails, tarmac or towns. Sportive, kit and accessory cover as standard. Comprehensive cover from £3.73/month.