Hi there,
Thank you for taking the time to leave a review, my name is Hallie and I'm part of the team at Spectrum. I'm very sorry to hear you've received the wrong policy documents on multiple occasions - and would like to look into why this is. If you could email your policy number, full name, date of birth, postcode and email address to responses@tifgroup.co.uk and we can look into this for you, and resend your documentation.
Many thanks,
Hallie