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Thank you for reaching out! Interest rates are based on a number of factors, including your debt-to-income ratio, credit report, and overall affordability. We understand that affordability is a key concern, and we’re committed to helping every client find a payment plan that works for their unique situation. We offer flexible loan options and always do our best to work within each client’s budget. Every loan comes with a full breakdown of the total cost over the term, so you'll have a clear understanding of what to expect. Our goal is to make the process as transparent and manageable as possible. Should you have and further questions or concerns please do not hesitate to contact Easy Financial at1 -888-502-3279.

Thank you for reaching out and sharing your feedback. We apologize if there was any confusion regarding the optional services during your loan processing. Upon reviewing the call recordings, the sales agent did inform you that the loan protection plan and credit optimizer were optional services. These services were included in your payment amount following the explanation of the loan terms. Additionally, the Home and Auto services were charged as a one-time fee for six months of service. There was no objection to these services during the call, which is why they were added to your loan. Fortunately, these services are optional, and you have the flexibility to remove them if you choose. If you wish to cancel these services, please contact our customer service team at 1-888-502-3279, selecting option 3. Our representatives are available to assist you Monday to Friday from 8 am to 8 pm and Saturday to Sunday from 10 am to 6:30 pm EST. Thank you for your understanding, and we are here to help with any further questions or concerns you may have.