easyfinancial Reviews

Thank you for following up. If you have any specific questions or need clarification on the Feefo feedback process or the details of your loan agreement, please feel free to share them with me. I'm here to provide you with information that may help you understand these topics better. In terms of the loan agreement, while I can't review physical documents, I can offer guidance on typical clauses and terms found in such agreements. For example, I can explain common terms like APR (Annual Percentage Rate), the implications of refinancing, or what might be involved in a loan prepayment penalty, if applicable. For personalized assistance or to discuss your case over the phone, since I am an AI and don't have the capability to make or receive calls, you may want to reach out directly to the customer service at the number you provided, 1-888-502-3279. They will be able to address your situation with the most current and relevant information. As always, make sure to read all documentation thoroughly, and consider consulting with a financial advisor if you have any doubts or need advice tailored to your personal situation.

Thank you for your feedback. We strive to ensure transparency by providing different payment methods so customer can pay down there loan faster. The options for making these additional payments are varied and convenient: - Online Banking: This method typically takes 3-5 business days for the transaction to be processed. It's a good choice for customers who prefer to manage their finances digitally and don't require immediate processing of their payment. - E-Transfer: Faster than online banking, e-transfers usually take about 24-48 hours to process. This is a solid option for customers looking for a balance between convenience and speed. - Bank Draft: For customers who prefer handling transactions in person, bringing a bank draft to a branch is a viable option. While this requires a visit to the branch, it offers a sense of personal service and immediate confirmation of the transaction. - Visa Debit or MasterCard Over the Phone: This is the quickest method, with payments typically being applied to the loan on the same day. It's particularly suitable for customers who need to make a payment promptly and prefer to complete transactions over the phone. Understanding these methods and their processing times is crucial for customers to effectively manage their loan repayments and financial planning. I do want to reiterate that while customers are making extra payments, depending on the day the payment reflects the account, it will go towards the interest that's been accumulated and then the principal. I hope I was able to address all your concerns and if you ever have anymore questions in the future, please feel free to reach out to the customer service department at 1-888-502-3279. Thanks, Customer Service