Nick Clarke Health and Protection Solutions is a trading name of NJC (Sales) Ltd (FRN
592549) is an Appointed Representative of Health & Protection Solutions Limited trading as
Towergate Health & Protection.
References to “we” or “us” are to Health and Protection Solutions Limited, trading as
Towergate Health & Protection. We are an independent insurance intermediary (agent) –
this means we are not associated with any insurance company, and we do not insure you,
but work as the link between you and the insurer to set up your insurance.
We are part of The Ardonagh Group (www.ardonagh.com). We are authorised and regulated
by the Financial Conduct Authority (FCA), financial services register number 308189. Our
details can be checked on the FCA Register at the FCA website https://register.fca.org.uk/ or
by contacting the FCA on 0800 111 6768.
Our FCA authorisations mean that we are allowed to:
• Recommend insurance policies
• Set up insurance policies
• Assist with the managing of insurance policies, all in connection with general insurance
The Ardonagh Group also includes business units which have the authority to underwrite
(guarantee), price, design or develop insurance policies on behalf of insurers. Such products
may be marketed as products of the Ardonagh Group, but will always be underwritten by an
insurer outside of the Ardonagh Group.
May House, Duffield Lane, Burton on Trent, Staffordshire, DE13 8SH, United Kingdom